Insurance for International StudentsWhat is StudyCare? StudyCare is a comprehensive insurance plan administered by Virginia Surety Company Inc, a leading insurance provider. It has been developed specifically for international students by leading education specialists. Student care and support services are provided by a team of specialists supporting over 15,000 students every year.
At go-study.com the welfare of our students is our top priority. We know that by studying and living in the USA students are making a major investment in their education and their future. It will be one of the most rewarding and exciting experiences of their life. It is vital that they are secure and safe during that time abroad.Why StudyCare is Right for YouStudyCare has been designed specifically to offer you the comprehensive protection and support you need throughout your studies. From the time you set off to the moment you arrive back home, you are free to concentrate on your studies, secure in the knowledge that you have a level of insurance cover second to none. With StudyCare, help is always just a phone call away.
Download the StudyCare policy for the USA
Download the StudyCare Schedule of Benefits
Wednesday, March 4, 2009
Learning Center
You have located the insurance learning center at Insurance4USA.com. If you are looking for an insurance quote, follow this link: Insurance Quotes.
The categories below cover most insurance related topics and should be able to help with your insurance education. We offer information on
Online Insurance
Car / Auto Insurance
Life Insurance
Health Insurance
Homeowner Coverage
Business Insurance
and more.
If there is a specific topic that you would like to see covered, please contact us.
Online Insurance
Insurance information - General insurance shopping tips.
Insurance Rates - What factors affect your insurance rates.
Insurance Online - An overview of the online insurance quote marketplace.
Car Insurance / Auto Insurance
Buying car insurance for the first time
3 car insurance rate factors you can control
Can I purchase car insurance without owning a car?
Insurance Follows the Car, Not the Driver.Many people believe that there is no coverage if you lend someone your car. Learn more.
Which Autos Are Covered by my Policy?
Car insurance - A guide to buying car insurance.
Auto Insurance - Questions to ask an agent when shopping for auto insurance.
Auto Insurance Claims - A guide to filing an auto insurance claim.
Car insurance limits Minimum insurance limits required in each state.
Steps to take when switching your car Insurance: An fast and easy process.
Top 10 ways to save money on Auto Insurance - Don't shop your rate without this.
Traffic Accident Report Form - Keep this form in your car.
Life Insurance
When is it the right time to buy, sell or cancel a life insurance policy?
Ned Ryerson - This life insurance agent can be your friend.
Five things you must know when shopping for or buying life insurance
Life Insurance Quote - How to shop for a life insurance quote.
Term Life Insurance - Term life coverage explained
Whole Life Insurance - Whole life coverage explained
Mortgage Life Insurance - Mortgage Life insurance explained
Reverse mortgage and life settlement information
Health Insurance and medical related coverage
Health insurance - Questions to ask when choosing health insurance.
Health insurance plan - Choosing the right plan.
Major Medical Insurance - Brief overview of major medical coverage.
Temporary Health Insurance - What is and isn't covered.
Student Health Insurance - Details and quotes for student health insurance.
Travel Insurance - Don't travel without knowing your coverage.
Dental Insurance - Dental insurance and dental plan overview.
Homeowner Insurance
Child at College - Learn what property is covered while your child is away at school.
Homeowner Insurance - An overview of homeowner insurance
Builder's Risk Coverage - Insuring a home while under construction (or a new build).
Renters Insurance - An explanation of renters insurance coverage
Flood Insurance - What is covered, when, how, and how do I buy?
Top ten ways to save on Home insurance - Print this when reviewing your home insurance.
Home Inventory - Be sure to have an inventory of your property in the event of a claim
Water Backup - An endorsement can provide coverage for back up of sewers or drains.
Jewelry Coverage - Be sure that you have enough coverage for your valuables.
Financial
Annuity Guide - An informative guide to annuities and the annuity purchase process.
Disability Insurance - Explanation of disability insurance.
Long Term Care Insurance - Long term care considerations and facts.
Long term care group policies - Is a group LTC policy worth it?
Viatical Settlement - A description of this unique financial product.
Business Insurance
Business Insurance - A guide to buying business insurance coverage.
Unemployment Insurance - What is unemployment insurance.
Uncategorized Insurance Articles
Independent Agent or Direct Writer: Which is best for you?
My Insurance Agent Left Me - Some steps to take if your agent leaves the agency.
Umbrella Liability - What is a personal umbrella policy and what does it cost?
Insurance Agency information - How to choose an insurance agent or agency.
Insurance Company information - How to select an insurance company.
State Insurance Departments - Links to all insurance departments in the U.S.
Recreational Vehicle Insurance Coverage Information
Boat Insurance tips - There are subtle coverage differences
RV Insurance tips
Motorcycle Insurance explained
Insurance Agents
Insurance Leads - Online insurance lead programs. Information about what you should look for, and look out for. This article contains a list of reputable online providers.
Insurance Companies
GEICO Insurance Quotes / Information
GMAC Insurance Quotes and Information
CarInsurance.com - Get Car Insurance Quotes and Rates
The categories below cover most insurance related topics and should be able to help with your insurance education. We offer information on
Online Insurance
Car / Auto Insurance
Life Insurance
Health Insurance
Homeowner Coverage
Business Insurance
and more.
If there is a specific topic that you would like to see covered, please contact us.
Online Insurance
Insurance information - General insurance shopping tips.
Insurance Rates - What factors affect your insurance rates.
Insurance Online - An overview of the online insurance quote marketplace.
Car Insurance / Auto Insurance
Buying car insurance for the first time
3 car insurance rate factors you can control
Can I purchase car insurance without owning a car?
Insurance Follows the Car, Not the Driver.Many people believe that there is no coverage if you lend someone your car. Learn more.
Which Autos Are Covered by my Policy?
Car insurance - A guide to buying car insurance.
Auto Insurance - Questions to ask an agent when shopping for auto insurance.
Auto Insurance Claims - A guide to filing an auto insurance claim.
Car insurance limits Minimum insurance limits required in each state.
Steps to take when switching your car Insurance: An fast and easy process.
Top 10 ways to save money on Auto Insurance - Don't shop your rate without this.
Traffic Accident Report Form - Keep this form in your car.
Life Insurance
When is it the right time to buy, sell or cancel a life insurance policy?
Ned Ryerson - This life insurance agent can be your friend.
Five things you must know when shopping for or buying life insurance
Life Insurance Quote - How to shop for a life insurance quote.
Term Life Insurance - Term life coverage explained
Whole Life Insurance - Whole life coverage explained
Mortgage Life Insurance - Mortgage Life insurance explained
Reverse mortgage and life settlement information
Health Insurance and medical related coverage
Health insurance - Questions to ask when choosing health insurance.
Health insurance plan - Choosing the right plan.
Major Medical Insurance - Brief overview of major medical coverage.
Temporary Health Insurance - What is and isn't covered.
Student Health Insurance - Details and quotes for student health insurance.
Travel Insurance - Don't travel without knowing your coverage.
Dental Insurance - Dental insurance and dental plan overview.
Homeowner Insurance
Child at College - Learn what property is covered while your child is away at school.
Homeowner Insurance - An overview of homeowner insurance
Builder's Risk Coverage - Insuring a home while under construction (or a new build).
Renters Insurance - An explanation of renters insurance coverage
Flood Insurance - What is covered, when, how, and how do I buy?
Top ten ways to save on Home insurance - Print this when reviewing your home insurance.
Home Inventory - Be sure to have an inventory of your property in the event of a claim
Water Backup - An endorsement can provide coverage for back up of sewers or drains.
Jewelry Coverage - Be sure that you have enough coverage for your valuables.
Financial
Annuity Guide - An informative guide to annuities and the annuity purchase process.
Disability Insurance - Explanation of disability insurance.
Long Term Care Insurance - Long term care considerations and facts.
Long term care group policies - Is a group LTC policy worth it?
Viatical Settlement - A description of this unique financial product.
Business Insurance
Business Insurance - A guide to buying business insurance coverage.
Unemployment Insurance - What is unemployment insurance.
Uncategorized Insurance Articles
Independent Agent or Direct Writer: Which is best for you?
My Insurance Agent Left Me - Some steps to take if your agent leaves the agency.
Umbrella Liability - What is a personal umbrella policy and what does it cost?
Insurance Agency information - How to choose an insurance agent or agency.
Insurance Company information - How to select an insurance company.
State Insurance Departments - Links to all insurance departments in the U.S.
Recreational Vehicle Insurance Coverage Information
Boat Insurance tips - There are subtle coverage differences
RV Insurance tips
Motorcycle Insurance explained
Insurance Agents
Insurance Leads - Online insurance lead programs. Information about what you should look for, and look out for. This article contains a list of reputable online providers.
Insurance Companies
GEICO Insurance Quotes / Information
GMAC Insurance Quotes and Information
CarInsurance.com - Get Car Insurance Quotes and Rates
What is an insurance policy?
What is an insurance policy?
An insurance policy is a legally binding contract between an insurance company and the person who buys the policy, commonly called the "policyholder, who also is often the person insured. In exchange for payment of a specified sum of money, called the "premium," the insurance company agrees to pay for certain types of loss or damage as specified by the contract. When a loss occurs which meets all of the requirements described by the terms of an insurance policy, the loss is said to be "covered" by that policy.
Students’ Health Insurance
It’s provided by a number of insurance companies, including Medibank Private. Your premium, which must be paid before you arrive in Australia, depends on the length of your student visa, up to a maximum 12 months’ cover. If your student visa is for more than 12 months, a further premium is payable after 12 months.
If you’re a government-sponsored student (e.g. by the Australian Agency for International Development/AusAID), the agency or department of the Australian government which is sponsoring you pays your premium to Medibank Private. If you’re a non-government-sponsored student, your premium is usually paid by the school, college or university at which you will be studying (in fact, it’s usually included in your course fees).
OSHC includes full or partial cover for the fees of doctors (including specialists) at a surgery, your home or in hospital, and pathology services such as blood tests and X-rays. Payments are the same as for Medicare members, i.e. 85 per cent of the government schedule fee for outpatient treatment and 100 per cent of the schedule fee for hospital in-patient services and most GP services.
If a doctor charges more than the schedule fee, you must pay the difference. If you choose to be treated in a private hospital, Medibank Private contributes towards the cost of treatment and accommodation, but you’re responsible for paying the difference between the schedule fee and the actual fee charged. The services that aren’t covered by OSHC are much the same as for Medicare. If you wish to be covered for excluded services, you need additional private health insurance.
An insurance policy is a legally binding contract between an insurance company and the person who buys the policy, commonly called the "policyholder, who also is often the person insured. In exchange for payment of a specified sum of money, called the "premium," the insurance company agrees to pay for certain types of loss or damage as specified by the contract. When a loss occurs which meets all of the requirements described by the terms of an insurance policy, the loss is said to be "covered" by that policy.
Students’ Health Insurance
It’s provided by a number of insurance companies, including Medibank Private. Your premium, which must be paid before you arrive in Australia, depends on the length of your student visa, up to a maximum 12 months’ cover. If your student visa is for more than 12 months, a further premium is payable after 12 months.
If you’re a government-sponsored student (e.g. by the Australian Agency for International Development/AusAID), the agency or department of the Australian government which is sponsoring you pays your premium to Medibank Private. If you’re a non-government-sponsored student, your premium is usually paid by the school, college or university at which you will be studying (in fact, it’s usually included in your course fees).
OSHC includes full or partial cover for the fees of doctors (including specialists) at a surgery, your home or in hospital, and pathology services such as blood tests and X-rays. Payments are the same as for Medicare members, i.e. 85 per cent of the government schedule fee for outpatient treatment and 100 per cent of the schedule fee for hospital in-patient services and most GP services.
If a doctor charges more than the schedule fee, you must pay the difference. If you choose to be treated in a private hospital, Medibank Private contributes towards the cost of treatment and accommodation, but you’re responsible for paying the difference between the schedule fee and the actual fee charged. The services that aren’t covered by OSHC are much the same as for Medicare. If you wish to be covered for excluded services, you need additional private health insurance.
Student Insurance
Welcome to International Student Insurance, the number one destination online for international student health insurance and travel insurance plans. Here you will find information on the very best international health, medical and student insurance plans tailored to fit the needs of the international student.
Student Insurance Plans
Student Insurance Plans
At International Student Insurance we pride ourselves on offering the very best and comprehensive insurance plans for international students around the world. Our main student insurance plans include:
We offer student insurance plans for:
US Citizens
>> Click here
International Students
>> Click here
Student Secure
Atlas International
Citizen Secure
Global Citizen
Amigo Medical
Student Secure
Atlas America
Atlas International
Citizen Secure
We also offer a variety of insurance for specific requirements, such as:
J1 Student Insurance - coverage for students on a J1 Student Visa
F1 Student Insurance - coverage for students on a F1 Student Visa
Schengen Visa Insurance - coverage for the schengen visa
Study Abroad Insurance - coverage for US Students Studying Abroad
Au Pair Insurance Plans - coverage for Au Pairs around the world
OPT Insurance Plans - coverage for students on OPT
Finland Student Insurance - coverage for internationals in Finland
You can also purchase specialty insurance plans:
Group Insurance Plans
Emergency Evacuation Insurance
Trip Cancellation Insurance
Dental Coverage
Why buy Student Health Insurance from us?
At International Student Insurance we pride ourselves on offering the best international student insurance plans to students from all around the world. Our plans are recognized around the world as providing high quality benefits at affordable prices - so please feel free to browse our site and learn more about what we offer.
We also offer a wide range of resources to help you in your buying decision, and have pages dedicated to helping you such as our resource center online and client zone. Please also feel free to contact our friendly customer support team who are on hand either via email, live chat, phone or skype to assist you.
Some of our plans are still available even if you are not a student, but you can visit our sister site International Citizens - International Health Insurance
Other Insurance options:
Groups/ School Plans
If you are looking for an international plan to cover your group of international students or study abroad students please visit our group insurance center for more.
Agents/ Affiliates
Would you like to offer our international insurance plans to your clients/ visitors? To learn more about this opportunity please visit our agent center.
Special Plans
Learn more about Au Pair Insurance, J1 Student Insurance, F1 Student Insurance, Schengen Visa Insurance, Study Abroad Insurance and OPT Insurance Plans
Specialty Insurance Plans
Sometimes standard health or travel insurance coverage is not what you want, and so with the specialty insurance plans from International Student Insurance, you can purchase a plan with a specific or special benefit that you need. Our plans include:
Group Insurance Plans
We can provide coverage for one of group travels or monthly/ per semester insurance plans for small to large schools
Trip Cancellation Insurance
Provides you with cancellation insurance coverage incase the unexpected happens and you need to cancel your trip.
Evacuation Insurance
Standalone medical evacuation insurance coverage for those traveling outside of their home country.
Dental Coverage
Discount dental plans across the whole of the USA for those needing dental coverage who are in the USA.
We also provide coverage for:
Au Pair Insurance,
J1 Visa Insurance,
F1 Visa Insurance,
Schengen Visa Insurance
Study Abroad Insurance and
OPT Insurance Plans.
For US Citizens traveling abroad, purchasing and making sure you have insurance coverage is generally much easier as health insurance is common place in the USA - but we still make it easy by providing a range of plans that will follow you around the world on your travels.
For non-US Citizens the whole idea of having to learn more about insurance plans and how they work can be daunting - that is why we not only provide all our plans in very easy to understand English, we have also developed a resource center and insurance blog to help you with insurance terms, frequently asked questions, etc... Plus we have our customer service team on hand to help you with anything you may need!
We partner with the world’s major carriers to provide you with health and travel insurance benefits, working with MultiNational Underwriters, IHI, Seven Corners, HTH Worldwide and others. This allows us to provide the very best products and service from around the world directly to you.
Our Atlas, StudentSecure and International Citizens plans are all administered by MultiNational Underwriters Inc. and underwritten by Lloyd’s of London, which has an A (Excellent) rating by AM Best and an A (Strong) rating by Standard and Poors.
InternationalStudentInsurance.com is also an accredited business by the Better Business Bureau - please click the BBB logo below for more information about our report.
Subscribe to:
Comments (Atom)
